Thomas Joseph Biel

Financial Advisor

From left-to-right: Rick Jennings, Chelsea Hussey, Brian BoucherThomas Biel, Kelsey Capecci, Jamie Cooper


My Mission

Since 2008, I strive to provide financial security and peace of mind to your family and those who matter most.

“Inspire Growth, Discovery and Action.”

Thomas J. Biel


Helping Create Your Financial Plan

Each of us has a different vision of what it means to be financially secure, and your vision is likely to change throughout your lifetime – when you're thinking about a college fund for your children, when you're deciding what kind of retirement lifestyle you'd like, and when you're planning on leaving a legacy to your loved ones. I can help you create a personalized financial plan that has a firm foundation in your beliefs and addresses your hopes for the future.

But achieving financial security takes more than creating a comprehensive plan; you also have to take action on your plan, and evaluate and adjust it over time.  Together, we’ll create a timeline to help protect you and your family now, and execute the steps necessary to respond to whatever life brings.

Tom Biel follows a disciplined three stage planning process.

Risk Management: protecting the things you value and could least afford to lose; It's your foundation for all planning.    As the foundation of the pyramid, the Risk Management stage is where lifetime financial security begins. Each person’s Financial Pyramid is only as strong as its foundation.  

Wealth Accumulation: planning to achieve your financial goals including education for your children, the lifestyle you choose and your retirement dreams.    Expert guidance can help you build your overall portfolio. We also believe in the value asset allocation, the foundation of a diversified investment program. And finally we believe in the value of investment fundamentals, the basic principles such as getting an early start, investing regularly, and using dollar-cost averaging to help reduce market risk.

Wealth Preservation and Distribution:  evaluating your situation, the income you need for your  retirement lifestyle, and the optimal way to pass along a legacy to your heirs. Make the most of your assets.Your plan may gradually reduce investment risk exposure to preserve assets while also generating enough retirement income to support your standard of living for as long as you live. Those assets that you feel you may not need in your lifetime can also help you to coordinate your estate, make lifetime and charitable gifts, and create or update your will and trusts.  


Disability Insurance for Medical Professionals

Physicians and dentists are aware of the importance of disability income insurance. But research conducted by Harris Interactive in 2008 revealed discrepancies between what medical professionals’ expectations are of the coverage provided by “own occ” DI and what actually is covered.

To learn more about Northwestern Mutual’s exclusive new Medical Occupation Definition for physicians and dentists and how it is designed to help meet your needs, go to the Disability Income Insurance Knowledge Center. 


A Career as a Financial Representative 

  • #1 in the Financial Services Industry
    --Selling Power's "50 Best Companies to Sell for Now." Nov/Dec 2012

  • Best Place to Work in the Insurance Industry
    -- Glassdoor.com's "Best Places to Work" survey, Dec. 2012

  • "One of America's Top Ten Internships, 1997-2012" Vault Guide to Top Internships, 2012 edition.

 

Are You Ready? Take The First Step.

LEARN MORE

 

The Northwestern Mutual Difference

Backed by the strength of Northwestern Mutual, my team and I provide you with a balanced approach to achieving your goal of financial security, assuring that your intentions have been understood and your needs are being addressed. And when it comes to implementing solutions, the full capabilities of Northwestern Mutual are leveraged to provide you with exclusive access to a comprehensive variety of products and services.

Our Strength is Your Strength

For more than 160 years, we’ve been there for people when they need us most, through all economic conditions. We’re pleased to announce that 2017 was another strong year. Read more.

If you live for it, we’ll help you plan for it.

See what our version of financial planning looks like.

Learn More

Good News for Our Clients

In 2018, we expect to again lead the industry in total dividends paid to our clients. Read more.

 

To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck